Terms and Conditions

Last updated: [Insert Date]

Welcome to Okiru Consulting ("Okiru", "we", "our", "us"). These Terms and Conditions govern your use of our website, platforms, services, and digital tools, including but not limited to course referrals, advisory offerings, bursary support, and third-party products listed in the Okiru Store.

1. Scope of Services

Okiru provides business advisory services, accredited training referrals, bursary and funding management, CRM/IT solutions, and digital tools. We may operate through strategic partners, providers, or white-labeled solutions depending on your needs and location.

2. Use of Our Website

By accessing or using our website, you agree to provide accurate, up-to-date information. You must not misuse our platform to commit fraud, gain unauthorised access, or cause disruption.

3. Payments and Refunds

All payments made via our platform or external gateways (e.g. Paystack) are subject to the payment provider's terms. Where Okiru sells services directly, we reserve the right to define project-based refund policies in writing. Where products are fulfilled by third parties, their refund terms apply.

4. Intellectual Property

All content, tools, strategies, training frameworks, visuals, and copy on this site belong to Okiru or our partners, unless otherwise stated. You may not reproduce, modify, or distribute our content without written permission.

5. Affiliate & Referral Programs

Okiru may partner with training providers, technology vendors, or service partners through referral or affiliate programs. Where commissions or referral incentives are earned, they will not affect your price or user experience.

6. Third-Party Links and Services

We may provide links to third-party platforms (e.g. online universities, course providers, payment processors). These are provided for convenience, and we are not responsible for their content, terms, or privacy practices.

7. Data Use and Protection

Your data is collected and handled according to our Privacy Policy and in compliance with the Protection of Personal Information Act (POPIA) and global privacy regulations. We do not sell your personal information under any circumstances.

8. Limitation of Liability

While we take care to provide accurate, up-to-date information, Okiru is not liable for losses incurred from reliance on this website or partner services unless otherwise agreed in writing.

9. Jurisdiction

These terms are governed by South African law. Any disputes shall be resolved under the jurisdiction of the High Court of South Africa (Gauteng Division, Johannesburg), unless otherwise agreed.

10. Contact

If you have any questions about these terms, please contact: contact@okiru.co.za